One TV show that I love to watch is Til Debt Do Us Part. It's very real. I watch it and I'm amazed at how many people have no idea how much money they even make per month. I know that it is easy to lose track of expenses and cash if you don't have a budget or any type of system to track spending, but it is absolutely necessary. Regardless of how much money you make, if you don't track your household spending, you are wasting money. Gail Vaz-Oxlade is the money guru on the show & I absolutely adore her. Please check out her website at http://www.gailvazoxlade.com/ and quit making up excuses! Here are some links from her website, there is something for everyone:
Popular ArticlesGail's Guide to Building a BudgetThe Budget Binder Want to Get Out of Debt? Gail's 12 Steps to Getting Organized Financially How to Reconcile {new} |
Interactive WorksheetsGail's Interactive Budget Worksheet - onlineOwn Up to Your Debt Worksheet - online Reconcile Your Bank Account Worksheet - online {new} Are you a Shop-A-Holic? - online {new} Gail's Holiday Spending Plan - online Wedding Budget Worksheet - online Gail's Interactive Budget Worksheet - excel download Student Lump Sum Money Worksheet - excel download Student Cash Flow Worksheet - excel download |
Here is a link to a Microsoft Excel household budget template you can download free: budget.
I like this one because it breaks down different categories into details and it allows you to compare your projected costs with actual costs, along with projected income and actual income.
